Virginia law requires that all driver maintain a certain level of insurance coverage in order to legally drive on the state’s public roads. Indeed, car insurance is very important in the event of a Virginia car accident, especially those that result in serious bodily injury. These accidents often result in significant expenses, including medical bills and lost wages, not to mention the emotional toll that being involved in a serious accident can take.
In theory, car insurance should help with these issues by compensating motorists for their injuries. However, in practice, insurance companies often tend to view claims with an eye toward denial or low-ball settlements. This can result in a major headache for accident victims.
Given the realities of insurance coverage, it is important that accident victims do everything they can to comply with all the requirements contained in their policy. A recent case illustrates the difficulties that an accident victim may encounter when filing a claim with an insurance company.